You’ve probably heard that waiting until age 70 to file for Social Security is the “smart” move, but what if that advice comes with a hidden cost?
In this video, we’ll look at the real trade-off between filing early and delaying. You’ll see how taking larger withdrawals from your retirement savings while waiting for a bigger Social Security check can impact your portfolio over time, and why the math isn’t as one-sided as most experts make it sound.
We’ll walk through a simple, visual example showing how portfolio values change at different rates of return (4%, 6%, and 8%) and where the breakeven points really are. You’ll learn how to think about the opportunity cost of waiting in plain English, so you can make a decision that’s right for you, not just what the “rules of thumb” suggest.
🔗 IMPORTANT LINKS 🔗
👍 Get confidence in your retirement with a clear plan for your income, Social Security, and taxes. Book a Retirement Clarity Meeting now! https://carrolladvisory.co/youtube1
👉 Download your copy of “The One Critical Portfolio Shift You Must Make Before Retirement” https://www.carrolladvisory.com/one-critical-shift
Disclaimers 👨🏻⚖️
📜 HEAR YE HEAR YE: Some of my videos contain links to third party products, apps, and services. If you click through, I may receive a small referral fee to my media company (Carroll Media) through their referral program. Rest assured, I only recommend products or services that I believe will be helpful and informative to my audience.
⭐⚠️⭐Please read this⭐⚠️⭐
⚠️I am not an attorney, SSDI advocate, or affiliated with the Social Security Administration or any other entity of the US Federal Government. I am a practicing financial planner, but I’m not YOUR financial planner and since I don’t really know you, I can’t give you advice. So please don’t take this video as specific advice for your specific situation. Consult your own tax, legal and financial advisors. 🙇🙇🙇🙇🙇
Investment Advisory Services offered through Carroll Advisory Group, LLC, a registered investment advisor.
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