The Japanese Budgeting Method That Changed My Financial Life

ファイナンシャルプランナー(FP2級・3級)

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Kakeibo (家計簿) is a beautifully simple Japanese method created by pioneering journalist Hani Motoko. Just four questions, pen and paper, and a psychology-backed approach that makes you actually understand where your money goes—without the digital overwhelm.

What makes it powerful? It’s analog. When you physically write down each expense, something profound happens in your brain that no app can replicate. This creates a moment of micro-reflection that transforms spending from automatic to intentional.

#kakeibo #personalfinance #moneymanagement #financialwellness #moneymindset #japanesebudgeting

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