A common point of confusion among federal employees involves the “5-Year Rule” and how it interacts with the timing of retirement.
Many employees believe that simply having five years of coverage at any point in their career is enough to carry the benefit into their post-career life.
As we will explore, the reality is more nuanced, involving both the timing of your coverage and the specific nature of your separation from service.
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I am a practicing financial planner, but I’m not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
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